This article on maximum 401K contributions has been updated for the 2025 and 2026 tax (calendar) years and contains historical data on prior years. The IRS has announced the 2026 maximum 401K contribution limit for employees, which is the max amount that employees can legally contribute to 401Ks in a given calendar year. The 2026 maximum 401K contribution limit will be $24,500, which is a an increase of $1,000 over the 2025 maximum 401K contribution limit of $23,500 (which had increased $500 over the prior year). Read on for expanded details on the update, including catch-up contributions, employer maximum contributions,
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