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Can you hedge against a market crash with ETFs?

Earlier in August 2025, I wrote a column outlining an alternative to the classic 60/40 stock-and-bond portfolio called the 40/30/30 portfolio. The idea was simple: allocate 40% to equities, 30% to bonds, and 30% to alternative asset classes that have the potential to move differently when both stocks and

FCA stops Verus Financial Services Limited from carrying out regulated activities and tightens asset restrictions

The FCA has removed all regulatory permissions from Verus Financial Services Limited requiring it to stop conducting all regulated activities and imposed a more stringent assets restriction. The action follows concerns that the firm has repeatedly breached an existing asset restriction, which prevented it from selling, transferring or

Greater flexibility to be given for setting future contactless limits

People could find it easier to pay using contactless, thanks to greater flexibility and the removal of red tape by the FCA. Banks and payment providers with strong fraud controls will be able to set their own limit for contactless payments, allowing them to better respond to changing

Investigation into WH Smith PLC

We confirm that the FCA has opened an investigation into WH Smith PLC. The investigation concerns potential breaches of UK Listing Principles and Rules and Disclosure and Transparency Rules in relation to the matters announced by WH Smith PLC on 19 November 2025. FCASource

FCA welcomes reform to the UK Benchmarks Regulation

The FCA welcomes the Government’s consultation on a new benchmarks regime for the UK. Since the introduction of the current regulatory framework, the financial landscape has evolved significantly. We now have an opportunity to build a regime that is more targeted to current market conditions and to reduce

Colorado Faces Federal Funding Cut Over Issuance Of Commercial Driver’s Licenses To Illegals

Colorado Faces Federal Funding Cut Over Issuance Of Commercial Driver's Licenses To Illegals The state of Colorado could lose up to $24 million in federal highway funding due to the state’s slow response to violations involving the issuance of commercial driver’s licenses (CDL) to noncitizens, U.S. Transportation Secretary

The Surveillance State Is Making A Naughty List – And You’re On It

The Surveillance State Is Making A Naughty List – And You're On It Authored by John & Nisha Whitehead via The Rutherford Institute, “He sees you when you’re sleeping. He knows when you’re awake. He knows if you’ve been bad or good, So be good for goodness’ sake.”

After Decades Of Dismissal, Chronic Lyme Disease Is Now Getting Recognized

After Decades Of Dismissal, Chronic Lyme Disease Is Now Getting Recognized Authored by Cara Michelle Miller via The Epoch Times (emphasis ours), “Like a human hockey puck”—that’s how Nikki Schultek describes a year spent ricocheting between specialists in Connecticut, each focused on one piece of her deteriorating health—bladder

Best GIC Rates in Canada – January 2026

With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in Canada have already topped out. Inflation is cooling (with a relatively modest 2.2% annualized measurement in December of 2025), economic growth is softening,

Sexting Banned In China? Beijing Stiffens Penalties For Sharing “Obscene” Material

Sexting Banned In China? Beijing Stiffens Penalties For Sharing "Obscene" Material China is tightening its grip on digital content with a new rule banning the sharing of “obscene” material in private online messages, a move that could capture consensual adult exchanges like sexting and further blur the lines

Author: test