Tips for Lowering Your Credit Card Interest Rate
The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt. Ann CarrnsSource
Read MoreHow Fed Rate Decisions Affect Mortgages, Credit Cards, Auto Loans and More
The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works. Tara Siegel BernardSource
Read MoreWhat to Know About New Rules for 401(k) ‘Catch-Up’ Contributions in 2026
Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay. Ann CarrnsSource
Read MoreLow Rates Sound Great. But a Trump Fed Could Cause a Painful ‘Sugar High.’
Dropping rates more than conditions warrant would stimulate the economy in the short term but could lead to trouble, our columnist says. Jeff SommerSource
Read MoreTwo Ohio Nursing Programs Show What Could Happen as US Limits Student Borrowing
Two different nursing school programs in Ohio offer a glimpse into what may happen when federal student borrowing has limits. Ron Lieber and Andrea FullerSource
Read MoreWhat Do Young Travelers Want? Exclusive Experiences.
More millennials and Gen Z-ers are planning trips around experiences, and the industry is responding with concerts, dinners and V.I.P. events. Christine ChungSource
Read MoreWestJet Backpedals on Economy Seats That Don’t Recline
WestJet, Canada’s second-largest carrier, backpedaled on a new seating plan after videos of crammed travelers went viral on social media. Christine ChungSource
Read MoreTrump Administration Delays Forced Collections on Student Loan Defaults
The Education Department has temporarily paused a plan to seize tax refunds and begin garnishing the wages of borrowers who have defaulted on their student loans. Tara Siegel BernardSource
Read MoreWhat’s Next for Cuba, Now That Its Main Oil Supplier Is Gone?
The Soviet Union was Cuba’s benefactor for decades. Venezuela took up the slack, and Mexico has supplied “humanitarian aid.” But the world is changing rapidly, our columnist says. Jeff SommerSource
Read MoreBilt Launches New Credit Cards With Mortgage and Rent Rewards: What to Know
Bilt, a rewards start-up, has new credit cards that help users earn points for housing payments. It rebooted the program after a shambolic rollout. Tara Siegel Bernard and Ron LieberSource
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