This article has been updated to reflect the current new Series I bond rates for November, 2025 to May, 2026 period. The new I bond rate has been set at a composite 4.03% (up slightly from 3.98% APR in the prior 6-month period). The inflation rate had been declining in recent years, and the current rate is below the rate at the time I wrote my initial I bond overview a few years ago when I made my first purchase. However, it has been creeping back up a bit in recent months. You can buy I Bonds online at the
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