Airport lounge access is more than a nice perk. On a long day of travel, an airport lounge can be an oasis of calm amidst the chaos: a comfortable, secure spot to rest, refuel, or catch up on some work before your next flight.
Most airport lounges require membership (and entry fees), but the best travel cards include membership and may even throw in free passes. Check out some of the credit cards that are offering this coveted perk.
Best airport lounge access credit cards
Tons of credit cards include lounge access as a perk, but the level of access and overall ease of use varies considerably. Use our top picks below to find a card with lounge access benefits that match your overall spending habits and reward preferences.
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Gold: Our top pick overall
Scotiabank Passport
Visa Infinite Card
Get 6 free passes annually to over 1,200 lounges globally. Plus, pay no foreign transaction fees when abroad.
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Annual Fee:
$150
Interest Rates:
20.99% purchase, 22.99% cash advance, 22.99% balance transfer
Welcome offer:
$350 value
Earn $350 in travel rewards (35,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months
Anniversary bonus:
$100 value
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Silver: Best for luxury perks
TD Aeroplan Visa Infinite Privilege Card
Comes with unlimited access to premium Maple Leaf Lounges and over 1,200 more lounges worldwide.
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Annual Fee:
$599
Interest Rates:
21.99% purchase, 22.99% cash advance, 22.99% balance transfer
Welcome offer:
$1100 value
Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card. Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening. Conditions Apply.
Anniversary bonus:
$600 value
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Bronze: Best for travel to the U.S.
CIBC Aventura Visa Infinite Card
Get 4 passes annually to over 1,200 lounges globally. Plus, a Nexus fee rebate every 4 years.
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Annual Fee:
$139
Interest Rates:
20.99% purchase, 22.99% cash advance, 22.99% balance transfer
Welcome offer:
$900 value
Earn over $1,500 in value including a first year annual fee rebate.
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Gold: Scotiabank Passport Visa Infinite
Among the most popular airport lounge credit cards, the Scotiabank Passport Visa Infinite provides maximum access with minimal fees, offering six free airport lounge visits per year. Adding to its travel-friendly allure is the fact that it’s one of the few cards in Canada that doesn’t charge the typical 2.5% foreign transaction (FX) fee. The Scotiabank Passport Visa Infinite is the only widely available no-foreign-exchange-fee card in Canada to also offer airport lounge access.
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Scotiabank Passport Visa Infinite
Annual fee: $150
Rewards: 1 to 3 points per dollar
- 3 Scene+ points per $1 spent at Sobeys stores
- 2 points per $1 on groceries, dining, entertainment and transit
- 1 point per $1 on all other eligible purchases
Welcome offer: Earn up to $1,350 in value in the first 12 months, including up to 45,000 bonus Scene+ points. Offer ends October 31, 2025.
Card details
| Interest rates | 20.99% on purchases, 22.99% on cash advances, 22.99% on balance transfers |
| Income required | Personal income of $60,000 per year or household income of $100,000 per year |
| Credit score | 725 or higher |
| Point value | 1 Scene+ point = $0.01 when redeemed for travel on any airline or hotel (including Airbnbs). |
Pros and cons
Pros
- 6 free passes: You’ll get a complimentary Priority Pass membership with six free airport lounge visits per year—the highest number of lounge passes available on a card with an annual fee under $200.
- No FX fees: You won’t be charged the typical 2.5% foreign transaction fee on purchases in a foreign currency.
- Travel insurance: Get emergency medical insurance for up to 25 days (for those under 65 years of age), plus trip cancellation, flight delay, lost baggage, rental car insurance and more.
- Easy and flexible travel bookings: This is one of the few cards that doesn’t make you book travel through a proprietary booking site in order to redeem points. Book travel online or with any travel agency and redeem Scene+ points to cover the cost of your trip.
- Visa Infinite benefits: Enjoy access to the Visa Infinite Luxury Hotel Collection, Visa Infinite Dining series, and complimentary Avis Preferred Plus membership.
Cons
- Low rewards for a premium card: The earn rate for certain spending categories like dining and entertainment is low compared to other cards, and there are limited categories for earning the maximum reward rate on purchases.
- Non-transferable points: You can’t transfer points to other airline rewards programs, which can limit their value.
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Silver: TD Aeroplan Visa Infinite Privilege
For Aeroplan points collectors who want an elevated airport experience, the TD Aeroplan Visa Infinite Privilege credit card can be a great travel companion. This is the best credit card to offer access to luxury airport lounges. It’s packed with travel benefits like unlimited free access to Maple Leaf Lounges throughout North America and a welcome bonus worth almost three times that of the Scotiabank Gold. The major drawback? High annual fees—but with a big budget, the rewards could be worth it.
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TD Aeroplan Visa Infinite Privilege
Annual fee: $599
Rewards: 1.25 to 2 points per dollar
- 2 Aeroplan points per $1 on direct purchases with Air Canada and Air Canada Vacations
- 1.5 Aeroplan points per $1 on eligible gas, EV charging, grocery, travel and dining purchases
- 1.25 points per $1 spent everywhere else
Welcome offer: Earn up to $3,000 in value including up to 85,000 Aeroplan points could be yours. Conditions apply.
Card details
| Interest rates | 21.99% on purchases, 22.99% on balance transfers, 22.99% on cash advances (21.99% in Quebec) |
| Income required | Personal income of $150,000 or household income of $200,000 |
| Credit score | 680 or higher (recommended) |
| Anniversary bonus | Earn a one-time bonus of 30,000 Aeroplan points when you spend at least $24,000 within 12 months of opening the account. Conditions apply. |
| Point value | Aeroplan points are worth $0.02 on average |
Pros and cons
Pros
- Unlimited Maple Leaf Lounge access: Get unlimited access to Maple Leaf Lounges for you and a guest, and six free visits per year to over 1,200 airport lounges.
- Travel insurance: Get 31 days of coverage for travel medical (for those under 65), as opposed to the more common 15–21 days. Also get coverage for trip interruptions, flight delays, baggage, rental cars, and more.
- NEXUS fee rebate: Enjoy a NEXUS application fee rebate of up to $100 every 48 months.
- Air Canada travel perks: Get priority check-in, boarding, and baggage handling, plus an annual round-trip companion pass and free checked bags for you and up to 8 others on your reservation when flying with Air Canada.
Cons
- Only valuable for Air Canada fliers: The best rewards value from this card comes through Air Canada flights, and many travel benefits (like priority check-in and boarding) only apply to flights operated by Air Canada.
- High annual fee: The $599 annual fee is steep, even for a premium card loaded with perks. For additional cardholders, there’s another yearly fee of $199.
- High income requirement: You’ll need to make at least $150,000 personally (or $200,000 for your household) to qualify
Bronze: CIBC Aventura Visa Infinite
The CIBC Aventura Visa Infinite is the best airport lounge access card for frequent travellers to the U.S. Consider this card if you often visit the U.S. for vacations, work trips, or family visits. The card includes membership in the Visa Airport Companion Program with four free lounge visits per year. And, every four years, you get a statement credit of up to $100 towards your NEXUS application fee.
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CIBC Aventura Visa Infinite
Annual fee: $139
Rewards: 1 to 2 points per dollar
- 2 points per $1 spent on travel through the CIBC Rewards Centre
- 1.5 points per $1 on gas, groceries and drugstores
- 1 point per $1 on everything else
Welcome offer: Earn over $1,500 in value, including a first year annual fee rebate.
Card details
| Interest rates | 21.99% on purchases, 22.99% on cash advances, 22.99% on balance transfers |
| Income required | Personal income of $60,00
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