


Some things I’m thinking about regarding the housing market:
How affordable is housing for the majority of Americans? The 50/30/20 rule says that you should spend roughly 50% of your income on necessities (housing, transportation, healthcare, etc.), 30% of your income on wants (dining out, travel, entertainment, etc.) and 20% of your income on savings or paying off debt.
Within the 50% necessity bucket, a good rul…