In 2021, the S&P 500 was up 28.7%.
In 2022, it was down 18.1%
In 2023 and 2024, the market went up 26.3% and 25%, respectively.
This year the S&P 500 is down 6% or so.
That’s a lot of ups and downs in a short period of time. The annualized return in this four years and change was *drumroll* a little more than 10% per year.
All of that movement and we landed right at the very long-run average.
This got me thi…